10 Birch Bluff Road Excelsior, MN 55331

Rustic three level cottage offers a warm, inviting escape in the heart of Tonka Bay, close to Lake Minnetonka and downtown Excelsior. Demand Minnetonka Schools! Updates include new kitchen appliances, furnace, A/C, water heater, electrical panels, sewer line, exterior paint and more. The main level features a vaulted great room with fireplace, kitchen that captures gorgeous morning sun and lake views, bedroom and full bathroom. Enjoy the outdoors from two large decks. The upper loft has a spacious bedroom or office, with a Juliet balcony. The finished lower level adds a cozy family room with fireplace, third bedroom, full bath, and laundry room. Detached 3-car garage. A rare combination of charm, versatile spaces, and close-to-the-lake convenience. The VA loan of 2.25% may be assumable. Contact Listing Agent to discuss.